Budgeting is imperative. Budgeting can help you with self control. A good budget should account for how much money you’re going to gain from a career, how much you’re going to lose by paying taxes, how much you need for basic needs such as food and clothes, how much you should save for retirement, and how much you have left over for extraneous spending.
If you own “Personal Finance: Skills for Life,” read chapter 3.
For a 10-minute PowerPoint video presentation from professors at California State University, Northridge about goal setting, career planning, and budgeting click here.
To read CNNMoney’s article, click here.
To go to the CashCourse section on budgets, click here.
To read about what CashCourse has to say about overspending (and to gain extra motivation to stick to your budget) click here.
Practical Money Skills for Life also has useful information about budgeting, which can be found here.
Of course, once you make a budget, make sure to stick to it, or else it won’t do very much for you.
Return to The Basics.
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