Loans can be useful for making large purchases that you otherwise couldn’t afford. Just be careful that you don’t go too far into debt. Don’t apply for a loan you can’t pay back.
If you own the textbook “Personal Finance: Skills for Life”, read chapter 7.
To read what the AFSA Education Foundation has to say about loans, click here.
For a 12-minute online PowerPoint presentation created by professors at California State University, Northridge about consumer loans and credit management, click here.
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